Monday, March 26, 2018

Dollar Tree has a blog about being cheap, and it's pretty cool

It has ideas, a lot of which use their products and several of which that don't. Much like Dollar Tree, some of the stuff is tacky AF, and other stuff is pretty great.

Speaking of Dollar Tree, they are still really the best place to buy most school/office supplies, cleaning supplies, and bins and stuff for organization.

Friday, March 23, 2018

Income-based Hubway is back and has some changes

Hubway once again has an income-based plan. It's now $5 per month instead of $5 per year, but if I'm reading this right, it's not as bad as it sounds. It looks like they only charge your card during months that you take out a bike. So for $5, you can take a bike out as many times as you want (under 60 minutes) during that month. Much cheaper than the T or rideshare, and for trips within the city, biking will usually get you places faster than other modalities.

Also, they're only letting people sign up online if they have an EBT card. Anyone using WIC, Masshealth, SSI, etc. needs to sign up in person. I'm guessing though that if that's a hardship, you can probably talk to someone about e-mailing your documentation. No mention of free helmets anymore, but Amazon has several for around $15-20 each, which is not a lot to protect your noggin.

Wednesday, March 7, 2018

FYI: PayPal credit doesn’t go on your credit report

The interest rates are ridiculously high if you don’t pay it within the six-month no-interest period (around 20% APR seems to be the usual), but they give just about anyone credit, and it doesn’t show up on any credit report. I’ve used it a few times recently when I’ve needed to pay folks like lawyers and contractors. To use it with people like this rather than an online store, you just have to ask them to send you a PayPal invoice, and then it will give you the option to use PayPal credit if you’ve already applied.